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Mastercard

Ecosystem

Payment network with UCP-compatible tokenized payment capabilities for secure agent-driven transactions.

Mastercard is a UCP payment handler, enabling secure payment processing for UCP transactions.

Mastercard has announced UCP support through its digital payment tokenization platform, enabling AI agents to process transactions securely across its global network. The company's Digital Enablement Service (MDES) provides the foundation for UCP payment token exchange.

Why This Matters for UCP

Mastercard extends the card network foundation of UCP by bringing its Digital Enablement Service (MDES) tokenization infrastructure to agent-initiated transactions.

UCP Capabilities

payment token exchangecheckout

UCP Endpoint

Ecosystem — Endpoint not yet publicly available

Integration Example

// Mastercard provides tokenized payment capabilities for UCP.
// No direct /.well-known/ucp endpoint — Mastercard enables
// secure agent-driven transactions through MDES tokenization.

UCP Status

Ecosystem

Tags

card-networkpaymentstokenizationsecuritydigital

Pricing

enterprise

Added 2026-01-20
Documentation

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Reviews

★★★★★4.7 (3 reviews)

These are illustrative examples to show what reviews will look like. Submit your own experience below.

CR

C. Russo

Payments Engineer · Mar 2, 2026

★★★★★

Payment token exchange is solid. We process UCP transactions across multiple merchants and have not hit any protocol-level issues in three months.

NB

N. Bergman

Senior Backend Engineer · Feb 7, 2026

★★★★

The UCP payment handling is correct. Latency is a bit higher than our non-UCP flows, but still within acceptable bounds for checkout.

AK

A. Kim

Fintech Developer · Jan 25, 2026

★★★★★

Used this to add UCP checkout support to our app. The spec compliance is exact — everything we tested against the conformance suite passed.

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