Openpay

// Openpay API for creating and managing installment plans.
// Agents initiate a plan and retrieve status after consumer approval.

// Create an Openpay payment plan
const plan = await fetch('https://api.openpay.com.au/v1/plan', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    Authorization: 'Bearer ' + process.env.OPENPAY_API_KEY,
  },
  body: JSON.stringify({
    purchasePrice: 1500.00,
    planId: 'monthly-12',
    retailerId: process.env.OPENPAY_RETAILER_ID,
    customer: { firstName: 'Jane', lastName: 'Smith', email: customerEmail },
    cart: [{ sku: 'AUTO-001', description: 'Brake service', amount: 1500.00 }],
  }),
}).then(r => r.json());

// plan.handoverUrl: consumer redirected here to confirm plan
// plan.planToken: used for status retrieval
const status = await fetch('https://api.openpay.com.au/v1/plan/' + plan.planToken, {
  headers: { Authorization: 'Bearer ' + process.env.OPENPAY_API_KEY },
}).then(r => r.json());