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Sezzle

Ecosystem

BNPL platform for US and Canadian e-commerce merchants, offering pay-in-4 installments with no interest for consumers and full upfront payment to merchants.

Sezzle is a UCP payment handler, enabling secure payment processing for UCP transactions.

Sezzle is a buy now pay later platform focused on North American e-commerce. Consumers split purchases into four equal payments over six weeks. Sezzle pays the merchant in full upfront and collects installments from the consumer directly. The model reduces purchase friction without exposing merchants to repayment risk.

Sezzle is used by tens of thousands of small and mid-size merchants in the US and Canada. It integrates with Shopify, WooCommerce, BigCommerce, and other platforms via plugins. Merchants in fashion, home goods, health and wellness, and electronics use Sezzle to increase average order value and reduce cart abandonment from price sensitivity.

Sezzle has not announced UCP integration. Its merchant API and checkout SDK allow programmatic order creation and payment status tracking. For agents, the relevant flow is selecting Sezzle as the payment method at checkout on a merchant that has Sezzle enabled, which routes the order through Sezzle's installment infrastructure.

Why This Matters for UCP

Sezzle enables AI agents to surface BNPL payment options at checkout for North American consumers, supporting installment-based purchasing flows where agents select Sezzle as the payment method on compatible merchant checkouts.

UCP Capabilities

checkoutorder management

UCP Endpoint

Ecosystem — Endpoint not yet publicly available

Integration Example

// Sezzle Merchant API for order and payment status management.
// Agents can verify BNPL eligibility and retrieve order status.

// Authenticate and get a token
const auth = await fetch('https://gateway.sezzle.com/v2/authentication', {
  method: 'POST',
  headers: { 'Content-Type': 'application/json' },
  body: JSON.stringify({
    public_key: process.env.SEZZLE_PUBLIC_KEY,
    private_key: process.env.SEZZLE_PRIVATE_KEY,
  }),
}).then(r => r.json());

const token = auth.token;

// Retrieve an order to check installment status
const order = await fetch('https://gateway.sezzle.com/v2/order/' + orderId, {
  headers: { Authorization: 'Bearer ' + token },
}).then(r => r.json());

// order.intent: 'AUTH' or 'CAPTURE'
// order.payments: array of scheduled installments with due dates
console.log('Installment schedule:', order.payments);

UCP Status

Ecosystem

Tags

bnplbuy-now-pay-laterinstallmentspay-in-4north-americae-commerce

Pricing

free

Added 2026-04-23
Verified2026-04-23
Documentation

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Reviews

★★★★★4.7 (3 reviews)

These are illustrative examples to show what reviews will look like. Submit your own experience below.

NB

N. Bergman

Senior Backend Engineer · Feb 7, 2026

★★★★

The UCP payment handling is correct. Latency is a bit higher than our non-UCP flows, but still within acceptable bounds for checkout.

AK

A. Kim

Fintech Developer · Jan 25, 2026

★★★★★

Used this to add UCP checkout support to our app. The spec compliance is exact — everything we tested against the conformance suite passed.

CR

C. Russo

Payments Engineer · Mar 2, 2026

★★★★★

Payment token exchange is solid. We process UCP transactions across multiple merchants and have not hit any protocol-level issues in three months.

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