Splitit
AnnouncedCard-linked installment payments platform backing UCP to enable flexible pay-over-time options in agentic commerce flows.
Splitit has announced plans to support UCP as a participant. No public endpoint is available yet. Source: Google Developers Blog →
Splitit, the global leader in card-linked installment payments, announced its backing of Google's Universal Commerce Protocol on March 5, 2026. The integration enables AI agents to offer buy-now-pay-later style installment options during UCP checkout flows without requiring consumers to open new credit lines.
Unlike traditional BNPL, Splitit's card-linked model works with existing Visa, Mastercard, and Amex cards, meaning merchants and agents can offer installment flexibility within the standard UCP payment token exchange flow. Splitit's support for UCP represents a meaningful expansion of the protocol's payment capability surface beyond single-charge transactions.
Why This Matters for UCP
Splitit extends UCP payment options with card-linked installments, enabling AI agents to offer flexible payment plans without redirecting consumers out of the agentic checkout flow.
UCP Capabilities
UCP Endpoint
Announced — Endpoint not yet publicly available
Integration Example
// Splitit enables installment payment options within UCP checkout
// After a UCP checkout session is created, agents can surface
// Splitit installment options via the payment_methods capability.Category
Payment HandlersUCP Status
AnnouncedTags
Pricing
paid
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Reviews
★★★★★4.7 (3 reviews)These are illustrative examples to show what reviews will look like. Submit your own experience below.
N. Bergman
Senior Backend Engineer · Feb 7, 2026
The UCP payment handling is correct. Latency is a bit higher than our non-UCP flows, but still within acceptable bounds for checkout.
A. Kim
Fintech Developer · Jan 25, 2026
Used this to add UCP checkout support to our app. The spec compliance is exact — everything we tested against the conformance suite passed.
C. Russo
Payments Engineer · Mar 2, 2026
Payment token exchange is solid. We process UCP transactions across multiple merchants and have not hit any protocol-level issues in three months.
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