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Spreedly

Announced

Payment orchestration and card vault platform, building UCP token exchange to let merchants route agent-initiated transactions across its network of 130+ payment gateways.

Spreedly has announced plans to support UCP as a participant. No public endpoint is available yet.

Spreedly is a payment orchestration and card vaulting service used by marketplaces, platforms, and merchants that need to work with multiple payment gateways. Its card vault stores payment credentials centrally and tokenizes them for use across any of its 130+ connected gateway integrations. Spreedly has announced plans to add UCP token exchange.

Spreedly's vault model has a direct mapping to UCP's payment token concept. When a consumer pre-authorizes a UCP payment token on their agent platform, the token can reference a Spreedly-vaulted payment method. The agent presents the UCP token at checkout, Spreedly resolves it to the vaulted credential, and routes the transaction to the appropriate gateway.

Platform and marketplace merchants are the primary target. A marketplace that processes payments for hundreds of sellers typically cannot build a direct relationship with every payment gateway its sellers need. Spreedly's orchestration layer sits between the marketplace's UCP endpoint and the gateway network, handling gateway selection and credential management centrally.

The 130+ gateway connections include global acquirers, regional processors, and alternative payment methods. Merchants using Spreedly gain access to this network through their UCP endpoint without building individual gateway integrations.

Why This Matters for UCP

Spreedly connects UCP payment token exchange to 130+ payment gateways through its central vault, giving marketplace merchants a single integration that reaches any gateway their sellers need.

UCP Capabilities

checkoutpayment token exchange

UCP Endpoint

Announced — Endpoint not yet publicly available

Integration Example

// Spreedly UCP token exchange (announced, not yet live)
// Vault-backed token exchange routing to 130+ payment gateways.

// Consumer UCP payment token maps to Spreedly vault token:
// UCP payment token -> Spreedly payment_method_token -> gateway

// Merchant configures gateway routing in Spreedly dashboard.
// const transact = await spreedly.transactions.purchase({
//   payment_method_token: ucpResolvedToken,
//   amount: 4999,
//   currency_code: 'USD',
//   gateway_token: routingEngine.selectGateway(region, cardType),
// });

UCP Status

Announced

Tags

payment-orchestrationvaultgatewaymarketplacetokenizationfintech

Pricing

paid

Added 2026-04-14

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Reviews

★★★★★4.7 (3 reviews)

These are illustrative examples to show what reviews will look like. Submit your own experience below.

CR

C. Russo

Payments Engineer · Mar 2, 2026

★★★★★

Payment token exchange is solid. We process UCP transactions across multiple merchants and have not hit any protocol-level issues in three months.

NB

N. Bergman

Senior Backend Engineer · Feb 7, 2026

★★★★

The UCP payment handling is correct. Latency is a bit higher than our non-UCP flows, but still within acceptable bounds for checkout.

AK

A. Kim

Fintech Developer · Jan 25, 2026

★★★★★

Used this to add UCP checkout support to our app. The spec compliance is exact — everything we tested against the conformance suite passed.

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